May 25, 2024
Insta Emi Card Bajaj Finserv Charges

Insta Emi Card Bajaj Finserv Charges

Are you ready to dive into the world of financial freedom with the Insta EMI Card from Bajaj Finserv? Hold onto your hats because we’re about to break down the charges, fees, and everything in between to help you navigate the Insta EMI Card landscape seamlessly! This isn’t your average financial guide; it’s a roadmap to unlocking the full potential of your Insta EMI Card without the headache of deciphering complex financial jargon.

So, buckle up, because we’re about to demystify the charges associated with the Insta EMI Card, empowering you to make informed decisions about your financial journey.

Decoding Insta EMI Card Bajaj Finserv Charges

Let’s cut to the chase and address the burning question on your mind – what are the charges associated with the Insta EMI Card from Bajaj Finserv?

Insta EMI Card Fee:

It all starts with a modest fee of Rs. 530/- (inclusive of applicable taxes). This is your ticket to accessing the world of convenient EMIs.

Online Convenience Fee:

For the digital enthusiasts out there, a nominal online convenience fee of Rs. 69/- (inclusive of applicable taxes) is in play. Embrace the digital wave and enjoy the perks!

EMI Network Card Loan Limit Enhancement Fee:

Eyeing a higher card limit? It’s possible with an upfront payment of Rs. 117/- (inclusive of applicable taxes). Expand your financial horizons effortlessly.

Annual Fee:

Maintain your financial prowess with an annual fee of Rs. 117/- (inclusive of applicable taxes). This fee only applies if you haven’t availed any loans using the EMI Network Card in the preceding year.

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Add-on EMI Network Card Fee:

Share the financial love with an add-on EMI Network Card for just Rs. 199/- (inclusive of applicable taxes). It’s financial empowerment for your loved ones!

EMI Card Plus:

Elevate your experience with Insta EMI Card bundles, starting from Rs. 999/- (inclusive of applicable taxes). Get ready for a combination of financial flexibility and entertainment perks!

Applying for the Insta EMI Card: A Quick Guide

Now that you’re intrigued, let’s walk you through the hassle-free process of acquiring your Insta EMI Card.

Enter Your Digits:

Punch in your 10-digit mobile number, verify the OTP sent to your phone – the gateway to financial freedom.

Fill and Thrill:

Complete the application form with your essential details – name, PAN, date of birth, and PIN code. It’s the key to unlocking your financial potential.

Employ Yourself:

Select your employment type and gender. Your financial journey is personalized to fit your lifestyle.

Submit for Limit Bliss:

Click submit to unveil your card limit. Know your financial playground and get ready to play!

KYC Magic:

Verify your KYC using your Aadhaar card or DigiLocker. It’s a secure and seamless process, ensuring your financial safety.

Join the Club:

Post successful KYC, pay a one-time joining fee of Rs. 599. You’re now an esteemed member of the Insta EMI Card club!

Activate and Roll:

Click on ‘Activate Now,’ enter your bank account number, and IFSC code to complete the e-mandate process. Your card is now primed and ready for action.

FAQs: Addressing Your Burning Queries

Is Bajaj Finserv Insta EMI Card free of cost?

No, the Bajaj Finserv Insta EMI Card comes with a fee of Rs. 530 and an online convenience fee of Rs. 69.

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What is the minimum salary criteria to apply for Bajaj Finserv Insta EMI Card?

There is no minimum salary requirement. A regular source of income and a decent CIBIL score make you eligible.

How to pay the Bajaj Finserv EMI card fees?

Log in to your customer portal on their website or app, go to ‘Payments,’ and follow the instructions to settle your EMI card fees conveniently.

What is the Bajaj Finserv EMI Network Card annual charge?

The annual charge is typically around Rs. 117 (inclusive of applicable taxes), providing access to a wide range of benefits.

Is there any processing fee for Bajaj Finserv Insta EMI Card?

Yes, a nominal processing fee is charged based on the transaction amount.

What is the Bajaj Finserv Insta EMI Card joining fee?

The one-time joining fee for the Insta EMI Card is Rs. 599, granting you the privilege of purchasing on EMI without a credit card.

Is there any interest rate charge on Insta EMI Card?

Generally, no interest rate charges apply. It allows you to convert your purchases into EMIs without additional interest, making it cost-effective.

What is the convenience fee?

The convenience fee is Rs. 69/- (inclusive of applicable taxes) for digital mode applicants, covering the cost of offering convenient payment methods.

What are loan enhancement fees?

Loan enhancement fees are Rs. 117/- (inclusive of applicable taxes), added to the first installment when borrowers request an increase in their existing loan amount.

What are mandate registration charges?

Mandate registration charges are Rs. 118/- (inclusive of applicable taxes) if applicable, incurred during the process of registering a mandate for automated payments.

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What is a mandate rejection charge?

A mandate rejection charge is Rs. 450/- per month, levied when a payment mandate is rejected by the customer’s bank until a new mandate is registered.

What are bounce charges?

Bounce charges are Rs. 500/- per bounce, assessed by banks when a payment fails to clear due to insufficient funds or other reasons.

What is the processing fee?

A processing fee is a non-refundable charge imposed for processing various applications, transactions, or services. The amount varies based on the transaction.

Conclusion: Unleash Your Financial Potential

Congratulations! You’ve just unlocked the secrets of the Insta EMI Card Bajaj Finserv charges. Armed with this knowledge, you’re now equipped to navigate the financial landscape with confidence and savvy. The Insta EMI Card isn’t just a piece of plastic; it’s your key to financial freedom, allowing you to make purchases and manage your expenses on your terms.

So, what are you waiting for? Take the plunge, apply for your Insta EMI Card, and embark on a journey where financial flexibility meets convenience. With Bajaj Finserv, your financial dreams are just a card swipe away! Don’t just dream it, Insta EMI Card it!