May 26, 2024
Bealls Family Of Stores Credit Card

Bealls Family Of Stores Credit Card

The Bealls Family of Stores credit card is a popular retail credit card that offers great rewards and benefits to its holders. If you are a frequent Bealls Family of Store customer, this credit card can help you save money and earn rewards. In this review, we’ll discuss the features, rewards, pros, and cons of the Bealls Family of Stores credit card and how to apply for, use, and manage your account.

Features of Bealls Family Of Stores Credit Card:

The Bealls Family of Stores credit card offers several features that make it a popular choice among shoppers. Some of the main features are:

  • Rewards and Benefits: Cardholders can earn reward points for every dollar spent at the Bealls family of stores. These points can be redeemed for discounts on future purchases.
  • APR and Fees: The Bealls Store Family Credit Card has a variable APR of 26.99%, which is high compared to other store credit cards. It also charges late payment fees and other fees.
  • Sign-up Bonus: New cardholders can receive a 20% sign-up bonus on their first purchase when using the Bealls Family of Stores credit card.
  • Credit Limit: The credit limit for the Bealls Family of Stores credit card varies based on creditworthiness and other factors.
  • Security Features: The Bealls Family of Stores credit card has security features such as fraud protection, no liability for unauthorized purchases, and online account management.

Applying for Bealls Family Of Stores Credit Card:

To apply for the Bealls Family of Stores credit card, visit the Bealls Family of Stores website or visit a physical store. The application process includes providing personal information such as your name, address, and telephone number, and financial information such as your income and employment status.

You must also provide your social security number and pass a credit check. The Bealls Family of Stores credit card has credit score requirements, so it’s important to ensure you meet them before applying.

If approved for the Bealls Family of Stores credit card, you’ll be assigned a line of credit based on your credit rating and other factors. You can immediately use your card to shop at any Bealls Family of Stores store.

Using the Bealls Family Of Stores Credit Card:

Once approved for the Bealls Family of Stores credit card, you can use it to shop at any Bealls Family of Stores location. You can also manage your account online, make payments and avoid fees and interest charges by paying your balance in full each month.

Reward Program:

The Bealls Family of Stores credit card rewards program allows cardholders to earn points for every dollar spent. These points can be redeemed for discounts on future purchases. However, the rewards program has limitations, such as point expiration and redemption.

Bealls Store Family credit card login

Follow these steps to access your Bealls Family of Stores credit card account:

  • Visit the Bealls Family of Stores website and click on the “Credit Card” link at the top of the page.
  • Click the “Manage your account” button.
  • Enter your username and password in the login fields.
  • Click the “Secure login” button.

After logging into your account, you can view your account balance, transaction history, reward points, and other account information. You can also make payments, set up automatic payments and manage your account settings online.

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If you have forgotten your username or password, you can click the “Forgot Username or Password” link on the login page to reset your login information. You must provide your account number and other identifying information to verify your identity before resetting your username or password.

Bealls Family Of Stores Credit Card Activation

To activate your Bealls Family of Stores credit card, you can activate it online or by phone. Here are the steps for each method:

Online activation:

  1. Visit the Bealls Family of Stores credit card activation page.
  2. Enter your card number, the name on the card, the security code, and the last four digits of your social security number.
  3. Click the “Check” button.
  4. Follow the instructions to complete the activation process.

Telephone activation:

  1. Call the phone number listed on the label on your credit card.
  2. Follow the instructions to enter your card number, social security number, and other identifying information.
  3. Review your information and complete the activation process as requested.

Please note that you must activate your Bealls Family of Stores credit card before using it to make purchases. Once your card is activated, you can collect reward points for your purchases and take advantage of cardholder-only promotions and discounts.

Bealls Family Of Stores Credit Card pros and cons:

Like any credit card, the Bealls Family of Stores credit card has pros and cons. Here are some of the pros and cons to consider before applying for the card:

Advantages:

  • Reward Points: Cardholders can earn rewards for every dollar spent at the Bealls family of stores. These points can be redeemed for discounts on future purchases, helping you save.
  • Online Account Management: The Bealls Family of Stores credit card offers online account management, making it easy to view your account balance, make payments, and track your rewards points.
  • Security Features: The card offers security features such as protection against fraud and no liability for unauthorized purchases. This can give you peace of mind when using your card.

Cons:

  • High APR: The Bealls family of store credit cards has a variable APR of 26.99%, which is high compared to other store credit cards. This means you will pay a lot of interest if you have a balance on your card.
  • Fees: The card charges late payment and other fees, which can increase over time. It is important to read the terms and conditions carefully to understand any charges associated with the card.
  • Limited rewards program: While it may be professional, it has limitations such as point expiration and redemption restrictions. This means you may need help to use your reward points as easily as you like.

How to Pay Bealls Personal Credit Card?

Here are some ways you can pay the bill for your Bealls Personal Credit Card:

Online

Here are the steps you need to take to pay your Bealls Credit Card bill online:

  • Visit the official website for the Bealls Personal Credit Card.
  • Click the Sign In button.
  • Enter your Username and Password to log in to your account.
  • Go to the section on your Dashboard called “Payments.”
  • Click on the option to Make Payments.
  • Enter the required details.
  • Just click on “Confirm Payment,” and you’re done.
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By Phone

Here’s how to pay your Bealls Personal Credit Card bill by phone::

  • Call the number on the back of your card that says “Customer Service.”
  • When asked, type in your account number and PIN.
  • Follow the instructions to pay a bill.
  • Type in your payment information and make sure the amount is correct.
  • Your payment will be handled, and you’ll get an email.

By Mail

If you want to pay your Bealls Personal Credit Card bill by Mail, here are the steps you’ll need to take:

  • Find a blank envelope and send it to Comenity Bank at PO Box 182273, Columbus, OH 43218-2273.
  • In the lower-left corner of the front of the envelope, write your account number.
  • Send a check or money order to Bealls Department Stores for the amount you want to pay. DO NOT add money.
  • Seal the envelope and send it via First-Class Mail. Your payment will arrive and be processed in 5-7 days.

Through the mobile app

Here’s how to use the Comenity EasyPay app to pay your card bill.

  • Open your mobile app.
  • Select the “Pay Now” button.
  • On the next page, enter the required information, like your Credit Card Account Number, Zip Code, and Social Security Number.
  • Click on Next.
  • Enter your billing information and then click “Submit Application.”

How to Avoid late fees?

If you shop at Bealls, you may already know about their credit card. This card can be used at any Bealls or Burkes Outlet store. It gives you discounts and special offers, among other things. But late fees are always a possibility, just like with any other credit card. Here are some ways to avoid paying $41 in late fees on your personal Bealls credit card.

Find out when you have to pay.

To avoid late fees, you first need to know when your payment is due. When your payment is due each month will depend on your billing cycle. Credit card companies usually give you 21 days after the end of your billing cycle before they think your payment is late. But you should know that even if you pay your bill on time, you may still be charged a late fee.

Set Up Auto-Pay

One of the easiest ways to avoid late fees on your Bealls personal credit card is to set up auto-pay. With auto-pay, your checking or savings account will be debited on the due date of your bill each month. This way, you’ll always remember to make a payment or get charged a late fee.

Pay your bills early.

You can pay early if you want to avoid setting up auto-pay. You will only be charged a late fee if you pay by the due date. This is a good option if you often need to remember to pay your bills on time or are worried about needing more money in your account when the payment is due.

Use a different way to pay.

You can also use a different payment method if you need more money in your checking or savings to account to pay your credit card bill. You can pay with a debit card, cash, or a check. Just be sure to write the correct account number on the check so that it can be applied to your credit card balance.

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Dial Customer Service

If you’ve tried all of these things and you’re still being charged late fees, call Bealls customer service. They can waive the fee or help you set up a payment plan so you don’t have to pay late fees in the future.

If you follow these tips, you can avoid paying late fees on your credit card from Bealls.

Bealls Family Of Stores Credit Card Customer service:

The Bealls Family of Stores credit card offers customer service via phone, email, and online chat. Customer reviews and card satisfaction ratings are mixed, with some customers reporting positive experiences and others reporting problems with rates and customer service.

Alternatives to the Bealls family of stores credit card:

If you’re looking for a store credit card, several alternatives exist to the Bealls Family of Stores credit card. These include third-party credit cards, general credit cards, and cashback credit cards.

What are the benefits of the Bealls Family of Stores credit card?

Bealls Family of Stores credit card benefits includes earning rewards points for every dollar spent at Bealls Family of Stores, online account management, security features such as fraud protection and no liability for unauthorized purchases, and promotions and discounts exclusive to cardholders.

How do I redeem my reward points with the Bealls Family of Stores credit card?

You can redeem your loyalty points online, in-store, or by telephone. To redeem your reward points, log into your account, select the Rewards tab, and choose the option to redeem your points for a discount on your next purchase. Please note that reward points will expire after 12 months if not used.

Can I use the Bealls Family of Stores credit card at other retailers?

No, the Bealls Family of Stores credit card can only be used with Bealls Family of Stores. However, the card can be used at any Bealls Family of Stores brands, including Bealls, Bealls Outlet, and Burkes Outlet.

What credit score do I need to apply for the Bealls Family of Stores credit card?

Credit score requirements for the Bealls Family of Stores credit card have not been made public. However, it is recommended that you have a good to excellent credit score (at least 670 or higher) to increase your chances of getting the card approved.

Does the Bealls Family of Stores credit card have an annual fee?

No, the Bealls Family of Stores credit card has no annual fees. However, late payments and other charges may only apply if you make your payments on time or exceed your credit limit.

Conclusion:

Overall, the Bealls Family of Stores credit card can be a good choice for frequent Bealls Family of Stores shoppers looking to earn rewards and discounts. However, it’s important to consider the high APR and fees, as well as the limitations of the rewards program, before applying for the card.